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Products

Bank Accounts

Multi-currency operational and nominal accounts with dedicated IBANs - designed for corporate and institutional clients managing complex treasury operations across jurisdictions.

Account Types
Operational Accounts

Multi-currency accounts across 30+ currencies for day-to-day operations, payroll, vendor payments, and client payouts

Client Money Accounts

Account structures for institutions that hold funds on behalf of their own clients, operated under stringent compliance and reporting standards

Virtual Named Accounts

Nominal accounts for reconciliation and attribution without requiring separate physical accounts

Key Capabilities

30+ supported currencies

Named IBANs with master-sub account architecture

First & third party payments enabled - vendors, salaries, client payouts

Full API access for account management and reporting

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Digital Asset Management

Hold, manage, and settle in digital assets and stablecoins alongside multi-currency traditional finance balances - within a single regulated commercial bank, with safekeeping provided by approved custody partners.

Custody Features
Client-Owned Assets

Held off Pave Bank's balance sheet with approved custody partners, with full beneficial ownership at all times

Regulated Banking Framework

Operated under Pave Bank's commercial banking licence, with safekeeping provided by approved custody partners

Bankruptcy-Remote

Assets maintained in segregated holdings, protected from any insolvency event at the bank

Integrated Services

Seamless conversion between traditional finance and digital assets

Full API access for custody operations and reporting

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PaveNet

Instant and always-on settlement between your accounts and anyone within Pave Bank - removing delays and reducing counterparty risk for institutions that need to move funds in real time.

How It Works

Counterparties within the Pave Bank network settle instantly, 24/7

Reduces settlement risk and operational overhead for high-frequency flows

Key Capabilities
Real-Time Settlement

Funds move between counterparties instantly with finality on transfer

Always On

24/7/365 availability, including weekends and holidays

Reduced Counterparty Risk

Instant finality eliminates exposure windows inherent in traditional settlement cycles

Lower Operational Overhead

No reconciliation delays, no intermediary bank fees, no cut-off times

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Trading and Markets

Access to global currencies and digital asset trading with institutional liquidity - for organisations that need to trade, convert, or enhance their existing capabilities for their business.

Trading Capabilities
Seamless Digital Asset Conversion

Direct traditional finance-to-digital asset conversion across major currency pairs

Digital Asset OTC Desk

Large-volume trades with settlement in minutes

FX Execution

Automated FX for operational flows and block trades for large-volume conversions across 30+ currency pairs

Built for Scale

Execute and settle high volumes across currencies and digital assets via platform or API.

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Treasury Management

Access to capital markets, along with tailored solutions for liquidity and risk management - giving institutions the tools to optimise capital, generate secured yield, and manage liquidity.

Products
Government Securities

Short-term and long-term government securities, including U.S. Treasuries, government bonds, UK T-bills, gilts, and Eurobonds.

ETFs (Coming Soon)

Exchange-traded funds through on-exchange and over-the-counter execution across fixed income, equity, commodity, and thematic strategies.

Equities (Coming Soon)

Listed equities across global markets through low-touch and high-touch execution.

Custody & Ownership

Client-Owned Assets - Held with regulated custodians, off Pave Bank's balance sheet

Full beneficial ownership - Including interest, coupons, and redemption proceeds

Real-time visibility of positions, maturities, and settlements through the platform

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Programmable Infrastructure

API access to all Pave Bank products for developers and AI agents - enabling institutions to automate, integrate, and extend banking capabilities at scale.

Agentic Banking infrastructure designed for AI agents to operate securely within institutional controls, on behalf of their principals.

What You Can Do

Automate treasury operations, settlement workflows, and compliance processes

Integrate Pave Bank accounts, payments, FX, and custody directly into your platform

Deliver banking capabilities to your end clients programmatically

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